As adults, we are always concerned about protection and security in our everyday lives. We learn to protect ourselves, both from physical or emotional harm, to protect our families, our pets, our homes, our possessions, and everything we love and care for. There are of course the obvious threats that we know well and do everything in our power to stay safe from; burglary, car theft, we place alarms on our houses and keep our cars locked, we hold our bags tight and make sure that all of our personal possessions are in a safe place at all times. There are times of course in which you must place trust in giving your personal information to others. When you open a bank account, order a new credit card, sign up online for business or social matters. We often give away our personal information without thinking. Does that site really need to know my full name and birth date details? Who are they? Is the site truly secure? Who can use these details against me? The answers can’t be found online, no matter how much these websites ensure us that our personal details are safe with them, we have no guarantee that they are. Identity fraud protection starts from you, if you don’t take adequate measures against it, then you are failing to keep a vital part of your personal safety secure – which means that you are left open to scammers, and cyber criminals.
Identity fraud protection online – How to identify the hidden dangers
Identity fraud protection is a necessity that some people don’t realize it vital, until it’s far too late. Hopefully we will never learn this lesson, the hard way! Having identity fraud protection means that you will never have to guess whether someone, somehow has silently taken possession of your electronic devices such as a PC, laptop, tablet or smart phone.
There are many ways that scammers can secretly have control of your devices without them being detected, carefully gathering your personal information in order to be used to create, new bank accounts, new credit cards or take out loans, all in your name, with your ID numbers, address and contact details.
Do you use the internet? Then you are in danger
It is often quite easy for a hacker to take control of your mobile device or laptop, without your knowledge.
Through Free WIFI
Be very selective when using a WIFI source. We are often so eager to connect, that we don’t pay attention to details of the source we are connecting to. Clever scammers will set up a free WIFI network amongst a crowd, and wait for them to connect – taking your information in the process
Phishing is basically a bait process that can be sent via email or through social media. The “phishers” pretend to be well known companies or social media sights, that either ask you to click a link, or directly submit personal information
A Trojan horse tricks the computer user into opening an unknown file by breaching all of your current security programs. Be very careful of what you download and where it is coming from, especially freeware.
Having a reliable identity fraud protection will ensure that you will never fall victim to any fraudulent scams. It ensures that you are aware of any activity under your identity, which includes bank accounts, credit cards, online purchases, loans and many more things that we would otherwise be unaware of until it’s far too late. Imagine being lugged with a debt of thousands while someone else is enjoying that money? They don’t only steal what is currently in your bank accounts, but in some instances, create an overwhelming debt to your name. Any negative activity to your bank accounts will go on your permanent credit score, which if marred, could cause you irreparable damage to your financial future.
What you can do in order to protect yourself
Adding protection is just another part of keeping safe in our day-to-day activities. If you wouldn’t leave your bag open on a busy train and turn your back to it, you wouldn’t leave your mobile devices open without any protection from online fraudsters. Remember that you will never see the danger coming, its always lurking in far off dark corners, just waiting for some unsuspecting user to give up their personal information. Being protected can save you such much hassle. Imagine receiving an invoice to your name, with debt you can’t pay. You will have to notify the police, make a report, call your bank freeze your accounts, cancel your cards, and then try and set this mess straight. However, if you are protected, you will receive a notice immediately, and stop the damage before it is done.
How to keep yourself safe
- Download a strong Anti-virus/Anti-Malware Program
- Don’t use the same password or similar passwords for each log in
- Don’t save personal information such as social security numbers, passports, on your devices
- Trust the sources that you submit your personal information to, and give the very minimum information that you can
- Don’t download illegal media files and be weary of free software
- Keep track of all activity under your name by using a protection service. That way you will be alerted of any activity to your bank accounts, credit cards, etc